Health (Medical) Cost Sharing

Health cost sharing is a healthcare model in which a group of individuals or families come together to share the cost of medical expenses. It’s an alternative to traditional health insurance, facilitated through health sharing cooperatives.

Health Cost Sharing offers a more affordable, flexible, and transparent way to manage healthcare costs, with the added benefit of a supportive community and a focus on preventive care. It’s an option that can empower individuals and families to take charge of their health, while offering financial protection from unexpected medical expenses.

Direct Primary Care (DPC)

Direct Primary Care (DPC) is a healthcare model where patients pay a flat, recurring fee directly to their primary care provider, bypassing traditional insurance models. This fee typically covers all or most primary care services, including office visits, preventive care, routine check-ups, and sometimes even urgent care, depending on the provider’s offerings. DPC is designed to simplify access to primary care and improve the doctor-patient relationship by eliminating the complexities and costs associated with insurance.

Preventive Care

Preventive reimbursement care refers to the practice of reimbursing members for costs related to preventive healthcare services. These are services aimed at preventing illness or detecting health issues early, rather than treating them once they’ve developed into more serious conditions.

Examples might include:

• Routine check-ups and physical exams

• Vaccinations

• Screenings (like mammograms, colonoscopies)

• Wellness programs

• Mental health screenings

Dental Health Savings Club

Dental Health Savings Club Membership Plans are dental programs designed to make dental care more affordable. These plans are a more cost-effective alternative to traditional dental insurance and provide regular exams, routine preventative cleanings or periodontal maintenance and discounted rates for various dental services in exchange for an annual membership fee.